Testing jumps for individual stock Dissertation

Testing jumps for individual stock - Dissertation Example In this test, emphasis is placed in the comparison of two measures of variance: the Bipower Variation which is robust to jump contribution and the Realized Variance which includes the contribution of jumps to the total variance. And based on a high frequency data set of exchange rates, a statistically significant test of the difference between these two measures of variance provides evidence on the presence of jumps. ... e the joint asymptotic distribution of BVt and RVt as M Where And using It can be seen that there is no coincidence of the fact that asymptotically similar to a situation encountered in Hausman’s test in 1978. Asymptotically, RVt is the most efficient estimate of the integrated variance and under the no jumps assumption, BVt is less efficient estimator, therefore the difference of RVt – BVt is independent of RVt on the volatility path following of the Hausman (1978) test. According on Huang and Tauchen (2005), the power of each absolute return should be less than 2 to be robust to jumps for the statistics. With the results from Barndorff-Nielsen and Shephard (2006), Andersen, Bollerslev and Diebold in 2004 used time series to test for daily jumps: Where on the assumption of no jumps: Another test for daily jumps is: The results of research conducted by Andersen, Bollerslev, Diebold and Labys (2001, 2003) and Barndorff-Nielsen and Shephard (2004a) show that the sample pe rformance is improved by basing the test on the logarithm of the variation measures. Therefore the test is: And the maximum adjustment: The logarithmic adjustment to is: And the maximum adjustment is: The OP-versions of these tests are equivalent to the ratio jump of Barndorff-Nielsen and Shephard’s results in 2006. A simple t-test on the Relative Jump measure is: Where the classical estimate of the variance of the mean Another form is: Where : a HAC estimator of the variance of the mean. A bootstrap version is: Where : a bootstrap estimate of the variance of the mean. The Relative Jump can get a bootstrap confidence interval (tlow, tup) for the t test. b) Empirical results: The Monte Carlo findings developed z-tests for performing the jumps in a fairly realistic scenario and analyzed on daily

Structure Of Travel Tourism And Hospitality Tourism Essay

Structure Of Travel Tourism And Hospitality Tourism Essay The purposes for this essay are to present the structure of the travel, tourism and hospitality industries. Firstly, we need to know what the definition of tourism is. As the World Tourism Organisation (WTO), tourism is the activities of person travelling to and staying in places outside their usual environment for not more than one consecutive year for leisure, business and other purposes (World Tourism Organisation, 1993). Therefore, the tourist is a person who travels to another place outside of their normal place of residence at least 100 miles for more than 24 hours and less than 12 months. Travel and tourism does not necessary involve travelling abroad. It could be in domestic tourism such as peoples home country, on visits to attractions, city breaks, trips to business meetings, sports events or concerts, and visits to friends or relatives. According to Weaver Lawton (2002, p.3), tourism includes the businesses that provide goods and services wholly or mainly for tourist consumption such as restaurants and food/beverage services, and lodging. Hence, it linked to hospitality industry which including accommodations segments, food services segment and other hospitality operations segments. Structure of the travel, tourism and hospitality industry The travel, tourism and hospitality industry is one of the largest industries in the world. It includes many sectors that we need to go through each part of the industry on its own. The key sectors in the travel and tourism industry can be distributed into three different parts. They are public, private and voluntary sectors. Figure 1: Tourism industry Tourism industry The private sector The public sector The voluntary sector Tour operators Travel agents Accommodations Government NTOs NATA UFTAA IATA SHA Private sector The private sector is generated of commercial operators run or owned by individuals or companies such as travel insurance, travel press, travel marketing, private colleges, tour operators or travel agents, whose main purpose is to produce benefits from the facilities and goods, which they deliver to their consumers. In addition, these agencies play a very important role in the development of the travel and tourism industry. They are the components which communicate directly with customers. For instance, they arranged a group which understand the demands of visitors and advertise their packages at different tourist locations through interactive methods of communication such as distribute brochure or advertise in their websites. Accommodations are the basic needs in tourism industry which including hotels, resorts and timeshares or condominiums, conference centres, camp and park lodges, food and beverages. For example, resorts offer good services such as spa, massage, hot tub for customers who come to relax on holiday. They gain high benefits due to customers consumptions when they provide good services. Therefore, the private sectors are commercial businesses with the objective of making a profit for shareholders and owners. They run businesses at all levels of the distribution chain suppliers, wholesalers and retailers. Public sector Public sectors are major groups who decide on the strategy and leadership for the growth of the tourism sector. This is the government body which supporting the tourism industry. The role of this organisation is to work with the industry and provide the required amount of support. The services offered by the public sector are delivered to the public and paid through government. Public sector includes NTOs and RTOs (national regional tourist offices). It may also be suppliers, especially in transportation and visitor attractions. Most of the public services are non-profit-making. Voluntary sector Voluntary sector contains different bodies involved in the lobbying and being the force factors who work for the benefit of the tourism sector and the benefit of the respective associations they represent. They are namely National Parks Association, YHA (Youth Hostels Association), National Trust, ANTOR (Association of National Tourist Office Representatives), FTO (Federation of tour Operators), ATOC (Association of Train Operating Companies), Museums Association, UK Inbound Tourism, Tourism Concern and PSA (Passenger Shipping Association). Organizations of the voluntary sector are controlled and ran mainly by volunteers. These organizations are usually not making profit or contributively. This creates some financial benefits that may include reduced rates and VAT, income tax exemption for investments, covenants and bank deposits. Voluntary sector organisations that register as contributions have to satisfy specific terms. Their purposes must be charitable, non-profit-making, for the educations improvement or for other aims beneficial to the society. Horizontal integration According to Weaver Lawton (2002), horizontal integration takes place when firms reach a higher level of consolidation or control within their own sector. Horizontal integration is where an organisation owns two or more companies, on the same level of the buying chain. For example, EasyJet took over Go! in 2002. It was a case of one budget airline taking over another no-frills airline. Although the two companies became one, they could have retained their different brand names. In fact in this case, EasyJet rapidly re-branded all of Go!s planes with their own distinctive livery. Principal Figure 2: Horizontal integration Principal Tour operator Tour operator Travel agent Travel agent Vertical integration Vertical integration occurs when a company achieve greater control over elements of the product chain outside its own sector (Weaver Lawton, 2002). This integration can be forward in the direction of the chain, or backward against the direction of the chain. Forward vertical integration is more common. Company gains greater control over distribution. It helps them getting closer to the customer. For example, an airline sets up a subsidiary to distribute or market products to consumers such as buying-out a hotel chain or car rental operation. Figure 3: Forward vertical integration Tour operator Principal Travel agent Backward vertical integration is buying upward in the distribution chain. In contrast to forward vertical integration, company gains greater control over supplies using backward vertical integration. For instance, First Choice is a tour operator which also has an airline named First Choice Airways, or Thomas Cook Holidays setting up Thomas Cook Airways. Principal Figure 4: Backward vertical integration Tour operator Travel agent Key historical developments Socio-economic Leisure time: Tourism currently very popular and it is widely acknowledged as a global social phenomenon. In most advanced developed countries, the natural of society has now changed from an economy based on manufacturing and production to focus on the services and consumer industries. Simultaneously, the disposable income and the amount of leisure time and holiday in many countries increased in the post-war period. Therefore, employees have the opportunity to engage in the new forms of consumption such as tourism. Incomes/holiday taking: The income is produced from wages, profits and interest, has increased every year. The UK economy is one of the strongest in Europe, levels of disposable income and consumer credit are rising and expenditure on leisure is growing at around 6 per cent. Depend on that, employees life is improved. They can spend time to enjoy their life such as travel without worry too much about money. Most people today will have travelled abroad and expect to take at least one holiday a year. When tourists are willing to pay for travel, tourism industry will generate more profit. Car ownership: By the early 1900s the car was being used for public transport in most cities. But it wasnt until the 1950 when the car really took off. There were only 8,000 cars in the whole of Britain at the start of the 20th century. By the end of the century the car population had soared to 21 million. Car ownership statistics gives an indication of the level of personal mobility in a population (domestic, continental travel). In 1989 in Britain, each car was used for an average of 30 trips per week, which declined to 24 by 2006. The distance travelled by car per week slightly decreased. Car ownership in the UK has increased considerably in recent decades. It is not uncommon for a household owning two or more cars in nowadays. Technological Transportation is an essential need in the tourism sector. It is divided into different areas such as air, road, rail, sea. Transportation is a tool to assist travellers to get to where they want to go. Sea: Up until the 1920s the only way to travel abroad was by boat. It used to take days/weeks to travel abroad. Nowadays, ships are mainly used for ferries to mainland Europe and for cruises. Road: Road travel is the first method people used to travel. In the past, people used to travel by horses, camels,  or even humans carrying goods over dirt tracks that often followed game trails. The most famous road in the past is Silk Road. The start of the Silk Road was on 2nd century BC when Chinese ambassador Zhang Qian visited the countries of Central Asia with diplomatic mission. Thus, travel by road is the pioneer in tourism. Nowadays, road travel can be buses, private cars, bicycles, motorbike, etc. People using those transportations to travel are much faster than in the past. Rail: After sea and road, rail is the third method people use to travel. By the end of the 2nd world war (1940s) the rail network covered nearly every town and village. Japan is the country famous for mass and high-speed trains. Moreover, Japan has an impressive number of subway systems. Air: Travel by air is the latest and fastest transportation in the world. The first commercial flight from the UK was to Paris in 1919, but it was very expensive. In the 1970 the introduction of the Boeing 747 brought flying cost down dramatically and open doors to mass tourism. In our time, people can travel from one place to another place very convenience. For example, a flight from Singapore to Vietnam only need 4 hours including food and beverage in the plane, while traveling by sea needs days. As we can see, tourism cannot develop without technological. It is a part has a great contribution to the tourism industry. Business developments Airlines/air travel: Airlines or air travel play a very important role in the travel and tourism industry. Early forms of technology in the travel and tourism industry were systems which linked tour operators to travel agencies via terminals and allowed travel agents to make bookings through the system. Meanwhile, airlines developed computer reservation systems (CRS). Airlines started to use computers in the 1950s to store and change the huge amount of information they needed to access. The CRS was used internally by airlines, and agents would use the OAG publication to look up flight times etc., and then telephone the airline to make a booking. Tour operators: The role of tour operators is to put together all the different components that make up a holiday and sell them as packages to the consumer. They make contracts with hoteliers, airlines and other transport companies to put the package together. All the holiday details are incorporated into a brochure which is distributed either to travel agents or directly to customers. In simple terms, they organise and package different elements of the tourism experience, then offer the product for sale to the public through different mediums like leaflets, brochures, advertisements, etc. Travel agents: The role of travel agents is to give advice and information and sell and administer bookings for a number of tour operators. They also sell flights, ferry bookings, car hire, insurance and accommodation as separate products. Thus, they are distributors of products. Increasingly, travel agents also do a little tour operating, for example putting together a holiday for a group. Some industry professionals believe that the role of the travel agent is in decline as many people are booking their own holidays and travel on the Internet or by telephone directly to tour operators. Conclusion In conclusion, this assignment helps me know more about the structure of travel, tourism and hospitality and key historical developments of its industry. Hence, I will know how tourism and hospitality work. Briefly, tourism and hospitality industry is one of the largest industries in the world. It plays a very important role in the industry. There are many sectors which contribute and help to generate the tourism and hospitality industry. They are indispensable parts of the travel, tourism and hospitality industry.

ME :: essays research papers

Me Hey you, yes you. Is there anyone else that I could be talking to? Read this. Just the beginning part and if you don’t like it then don’t read it. I wont force you. And if you decided to read this, you might be wondering what the title means. Well it’s a mindless waste of paper and ink as it is about (NO, you dimwit, it isn’t about the Windows Millennium Edition!!!) me, the writer, who is simply telling you (the reader) about his boring and melodramatic life. Now that you know the meaning of the title lets, us begin this waste of time. I was born in Karachi, on the 12th of September in the early nineteen eighty’s, along with two other babies, but not from the same mother. I was a healthy baby boy of nine pounds and a loud voice. I was the second born, of my mother, but the biggest by my mother. I was told that I was a troublesome baby, but hey, how do I know what happened or what I did seventeen and a half years ago. Anyway, that’s enough about my birth. (If you want to know more, feel free to contact my lawyer, who is currently in a coma due to a head injury sustained while guest starring in the Jerry Springer Show) I was christened after twenty- one days of my birth and was named Hassan, after one of the Imam’s in my religion, Islam. And through these seven-teen and half years, I have proven my name wrong in it’s meaning except in a few certain aspects. I started to speak at the tender age of two and a half years, and my first word, as my elders tell me, is â€Å"Chicken†. I still wonder, to this day how I said it, but for some strange reason or the other, all of my favorite foods and dishes are or contain some form of chicken in them. I grew up to be large and tall, and due to this I was kicked out of kindergarten and promoted to grade I. This was the first and last time I was double promoted, not because of my intelligence of because of my size. Like they say ‘SIZE DOES MATTER!!!!’ Anyway, enough of that. I must have shifted more cities than anyone else in my age, except the babies of nomads. I first lived

Pleasantville Essay

David and Jennifer lead different high school social lives. Jennifer is shallow and extroverted. David is introverted and spends most of his time watching televisions. One evening while their mother is away, they fighting over the TV. Jennifer wants to watch a concert but David wants to watch a marathon of the Pleasantville. During the fight, the remote control breaks and TV cannot be turned on manually. When the mysterious TV repairmen show up to quizzes David about the Pleasantville and gives him a strange remote control. David and Jennifer resume fighting right after the repairman leaves, however they are somehow transported into Pleasantville living room. David and Jennifer must pretend they are Bud and Mary Sue, the son and daughter of the show. David tell Jennifer they must stay in character and do not disrupt the lives of the town, who does not know any difference between Bud and Sue to David and Jennifer. David and Jennifer have to fix in the show, but Jennifer doesn’t like lives they has in Pleasantville and David love the roles he play as Bud. Jennifer was a popular girl in high school, and she never focus on school but her boyfriend. David always focus on school and the Pleasantville show. David doesn’t have much reaction to show like Jennifer. David always wanted his life as Pleasantville show. Jennifer went along with her role as Mary Sue but she changes her roles a little. Jennifer changes the Pleasantville by having sex with her boyfriend that made him color. Jennifer didn’t play her role exactly the way she supposed to, but David plays his perfect role as Bud. He went along with the Pleasantville until Jennifer start changing her role as Mary Sue. She shows them how her lives were as Jennifer not Mary Sue. When people starting become color, they freak out; they didn’t know what was happening to them. Jennifer and David started showing the Pleasantville village people about their lives outside of Pleasantville, about how they are color and things they have outside of village. The end of Pleasantville, people reaction became angry about people and village changes. David started changing people feeling in the court, David show them about how emotion feel and once emotional get in them, they start changing color and feeling reaction toward to others. David and Jennifer reaction has changes a little from beginning of the movie. David wanted play his roles as Bud, until he found out about the changes with his mother and his boss. David helps his family by showing everybody about the emotion and their lives outside of Pleasantville. David didn’t want his live as Bud, he miss his lives at home with his mother. Jennifer reaction has change a little, she didn’t play her role as Mary Sue. She hasn’t changed her lives outside of Pleasantville to inside of the village. Jennifer realizes that she like her life as Mary Sue and Pleasantville has changed her to become better person. End of the Pleasantville David went home while Jennifer stay in the village to enjoy her life.

Inequlity in South Asia

Efforts to solve inequality in South Asia have had no Impact. † How far do you agree? Explain your answer with reference to examples from both gender and caste inequality. In south Asia, there are critical Inequalities practicing, especially the gender and caste Inequalities. Realizing the harm that these Inequalities will bring, governments as well as non-government organizations are putting great efforts to improve this situation. However, based on what is happening right now in south Asian countries, these efforts did not really help.Although the disadvantages present much more in political positions compare to before, but the mind-set is still ingrained in people's heart. Therefore, I agree to a large extend that efforts to solve inequality in South Asia have had no impact. Politically, situation is improving with the effort of the government. It is a government's responsibility in a modern world to help the people been systematically oppressed. Governments can also promote their international image by helping the disadvantages, through reserving seats for lower caste for example.This does help in solving Inequality In amount of people who inning the government. Under the 73rd Amendment Act of the Constitution, India had proffered 33% reservation for women In rural and urban local bodies. The Parliament raised the percentage of women to 50% In local bodies in 2009. Currently, there are more than a million elected women representative in local bodies. At present, 22. 5% of places in government-funded academic institutions are set aside for Dalais and listed tribes who make up roughly 25% of the population. Therefore, there are some achievement in fighting against inequality in political Jobs.Governments also have good policy in solving the problem but they are not implemented well. Once It is out of the control of the government, it will be very hard to really be implemented. Since there are no obvious consequences, not many people will be willing to o bey the rules. A state In India had committed $15,000 to construct a new school building, $900 for a new kitchen and $400 for new school benches. But only some of the money had arrived, so no construction had started a chairman of a village said $750 had been demanded of his village committee In exchange for building permits. N Pakistan, a young married woman, Samba Impair, as shot in the office of a lawyer helping her to seek a divorce which her family could never countenance, no government minister has condemned the killing, nobody has been arrested for Samba's murder, no government minister has condemned the killing. Therefore, it is really hard to implement government's good policy to solve the problems. The most serious thing Is, public still have a strong sense of discrimination. The thousand years old mind-set is very hard to change once It is set up in people's thinking.Moreover, since some people can still benefit a lot from these Inequalities, hey will not willing to chang e their mind and give up practicing these Inequalities so easily. For Instance, Harlan, a state In north India, Is notorious for frequent murders of young men and women who transgress. Caste is still an important criteria in Five women were buried alive in Pakistan ‘honor killing' on 02 September 2008. Girl babies are killed by the mother and buried surreptitiously with the connivance of the elders in the family and some grooms are still asking for dowry.Unfortunately, education and economic development do not solve the problems: gender imbalance s more serious in richer area since more people can afford to do ultrasound check in India. Various examples around the world prove that, the ancient mind-set is wide spread in today's world in South Asia. However, think of the achievement been made in politic, there is only a very tiny amount of women or the lower caste are able to enter government to work and the work they do might not necessarily important. While the policy not bee n implemented and the mind-set among the majority of Indian can actually influence a very huge number of the people.In rural area of India, even teachers practice fierce discrimination on lower caste students, without mass education, it is almost impossible to change the mind-set of the public. Thus, the achievement is still small compare to the problem. Perhaps the government need to be guaranteed to ensure its policy and correct education about inequality must cover the whole country. Yet, it requires time to improve the situation. In conclusion, there are a lot of efforts been made, and there are achievement, but the not many people can enjoy the achievement and effort been made has no much impact.Hence, I agree o a large extend that Efforts to solve inequality in South Asia have had no impact. Although the caste system, dowry, and honor killing are outlaw, a long time ago, people still have a strong sense of discrimination: they are not willing to change. Teacher practice Politi cally: Government works very to Women's dalais percentage. Socially: mind-set examples: honor killing, cross marriage. Infanticide. Examining Equal voting right The parliament raised the percentage of women to 50% in local bodies in 2009 The provisional census for 2011 indicates a positive increase of 1 1. % in literacy rate amongst women. Protection of women from domestic violence act enacted in 2005 has given women a powerful tool. Anti-trafficking nodal cells adopting victims. Rescue, rehabilitation reintegration, repatriation. The government responsibility to ensure the laws being implemented, not changing mind-set. So the state government has offered to adopt abandoned babies as an incentive against killing them. In most cases, Nags say that the baby is killed by the mother and buried surreptitiously with the connivance of the elders in the family. In the last five months alone 47 babies have been received.

Categories of Hurricanes

Categories of Hurricanes The Saffir-Simpson Hurricane Scale sets categories for the relative strength of hurricanes that may impact the United States based on the sustained wind speed. The scale places the storms into one of five categories. Since the 1990s, only wind speed has been used to categorize hurricanes. To estimate wind speed, the wind and wind gusts are measured over some period of time (typically one minute) and are then averaged together. The result is the highest average wind observed within a weather event.   Another measurement of weather is the barometric pressure, which is the weight of the atmosphere on any given surface. Falling pressure indicates a storm, while rising pressure usually means the weather is improving.   Category 1 Hurricane A hurricane labeled Category 1 has a  maximum sustained wind speed  of 74–95 miles per hour (mph), making it the weakest category. When the sustained wind speed drops below 74 mph, the storm is downgraded from a hurricane to a tropical storm. Although weak by hurricane standards, a Category 1 hurricanes winds are dangerous and will cause damage. Such damage could include: Roof, gutter, and siding damage to framed homesDowned power linesSnapped tree branches and uprooted trees In a Category 1 hurricane, coastal storm surge reaches 3–5 feet and the barometric pressure is approximately 980 millibars. Examples of Category 1 hurricanes include Hurricane Lili in 2002 in Louisiana and Hurricane Gaston, which hit South Carolina in 2004. Category 2 Hurricane When the maximum sustained wind speed is 96–110 mph, a hurricane is called a Category 2. The winds are considered extremely dangerous and will cause extensive damage, such as: Major roof and siding damage to framed homesMajor power outages that could last days to weeksMany uprooted trees and blocked roads Coastal storm surge reaches 6–8 feet and the barometric pressure is approximately 979–965 millibars. Hurricane Arthur, which hit North Carolina in 2014, was a Category 2 hurricane. Category 3 Hurricane Category 3 and above are considered major hurricanes. The maximum sustained wind speed is 111–129 mph. Damage from this category of hurricane is devastating: Mobile homes destroyed or heavily damagedMajor damage to framed homesMany uprooted trees and blocked roadsComplete power outages and unavailability of water for several days to weeks Coastal storm surge reaches 9–12 feet and the barometric pressure is approximately 964–945 millibars. Hurricane Katrina, which struck Louisiana in 2005, is one of the most devastating storms in U.S. history, causing an estimated $100 billion in damage. It was rated Category 3 when it made landfall.   Category 4 Hurricane With a maximum sustained wind speed of 130–156 mph, a Category 4 hurricane can result in catastrophic damage: Most mobile homes destroyedFramed homes destroyedHomes built to withstand hurricane-force winds sustain significant roof damageMost trees snapped or uprooted and roads blockedElectrical poles downed and outages lasting several last weeks to months Coastal storm surge reaches 13–18 feet and the barometric pressure is approximately 944–920 millibars. The deadly Galveston, Texas hurricane of 1900 was a Category 4 storm that killed an estimated  6,000 to 8,000 people. A more recent example is Hurricane Harvey, which made landfall at San Josà © Island, Texas, in 2017. Hurricane Irma was a Category 4 storm when it hit Florida in 2017, although it was a Category 5 when it struck Puerto Rico. Category 5 Hurricane The most catastrophic of all hurricanes, a Category 5 has a maximum sustained wind speed of 157 mph or higher. Damage can be so severe that most of the area hit  by such a storm could be uninhabitable for weeks or even months. Coastal storm surge reaches more than 18 feet and the barometric pressure is below 920 millibars. Only three Category 5 hurricanes have struck the mainland United States since records began: The Labor Day Hurricane of 1935 in the Florida KeysHurricane Camille in 1969 near the mouth of the Mississippi RiverHurricane Andrew in 1992 in Florida In 2017, Hurricane Maria was a Category 5 when it devastated Dominica and a Category 4 in Puerto Rico, making it the worst disaster in those islands histories. When Hurricane Maria hit the mainland U.S., it had weakened to a Category 3.

Example Sentences of the Verb Have for ESL

Example Sentences of the Verb Have for ESL This page provides example sentences of the verb Have in all tenses including active and passive forms, as well as conditional and modal forms. Base Form: havePast Simple: hadPast Participle: hadGerund: having Present Simple We often have guests over for dinner. Present Simple Passive Showers are often had in the morning. Present Continuous Peter is having breakfast at the moment. Present Continuous Passive Breakfast is being had in the dining room this morning. Present Perfect He has had a lot of luck! Present Perfect Passive Meals have been had in the dining room this month. Present Perfect Continuous We have been having problems for a while. Past Simple Alice had a shower before she left for work. Past Simple Passive Lunch was had on the balcony last Saturday. Past Continuous We were having lunch when she telephoned. Past Continuous Passive Lunch was being had when she telephoned. Past Perfect Oliver had already had lunch when I arrived. Past Perfect Passive Lunch had already been had when the guests arrived. Past Perfect Continuous Susan had been having a hard time when Peter decided to give her a helping hand. Future (will) You will have a good time! Future (will) passive A good time will be had by all! Future (going to) We are going to have a great time at the park. Future (going to) passive A great time is going to be had by all the guests. Future Continuous This time tomorrow we will be having lunch on the beach. Future Perfect She will have had her meeting by the time he arrives. Future Possibility She might have an appointment later today. Real Conditional If she has any problems, she will ask Jack for help. Unreal Conditional If she had any problems, she would ask Jack for help. Past Unreal Conditional If she had had any problems, she would have asked Jack for help. Present Modal You can ask the doctor for advice. Past Modal You must have had a wonderful time! Quiz: Conjugate With Have Use the verb to have to conjugate the following sentences. Quiz answers are below. In some cases, more than one answer may be correct. Meals _____in the dining room this month.We often _____ guests over for dinner.We _____ problems for a while.Oliver _____ already _____ lunch when I arrived.You _____ a good time!This time tomorrow we _____ lunch on the beach.If she _____ any problems, she would have asked Jack for help.Lunch _____ when she telephoned.Alice _____ a shower before she left for work.He _____ a lot of luck in his life. Quiz Answers have been hadhavehave been havinghad hadwill havewill be havinghad hadwas being hadhadhas had